Regular Savings
Designed for Traditional Savers

• $100.00 deposit to open
• No Maintenance Fee if the balance remains $100 or above
• Two Free withdrawals permitted per month
• Interest is compounded daily and paid at the end of the quarter
• Statements are issued and mailed out quarterly 
• Transaction limitations apply

Christmas Club Accounts 
Be prepared for Holiday Shopping

• Deposits to this account are automatically drafted from your Carolina Bank Checking Account
• Interest compounded daily and credited annually at maturity
• Customer disbursements by check or deposited directly into your Carolina Bank Checking Account
• Begins each year in October

Carolina Easy Saver
Earn a CD Rate Without the Minimum

• $100.00 deposit to open
• At least a deposit of $25.00 per month that is automatically drafted from your Carolina Bank deposit account
• Early withdrawal penalty will apply
• Interest Rate is equivalent to the 12-month certificate of deposit rate
• Interest is compounded daily and paid to the account at maturity