Carolina Bank, SC

Mortgage Loans

Carolina Bank customers have a wide array of mortgage options to choose from.  Our mortgage specialists are trained to help customers select the best mortgage plan to meet their financial and lifestyle needs.  Use this contact for inquiries regarding any mortgage service offered by Carolina Bank.  A mortgage specialist will promptly respond to your message. 

Conventional Mortgage Loans 

  • Fixed rate mortgages
  • Adjustable rate mortgages
  • Balloon loan plans
  • Residential jumbo loans $417,000 and above 
  • Up to 80% financing for Manufactured housing 

South Carolina State Housing Authority Loans 

  • First Time Home Buyers & Single Parent Programs 
  • Assistance with Downpayment & Closing Costs
  • Financing up to 97%
  • Fixed Rates
  • Loans over 80% require private mortgage insurance  

Carolina Bank continues to strive to improve its customer service and commitment to long term relationship with its customers.  Once our mortgage loan team analyzes the customer's needs and credit, we will then work side by side with the customer to find the most appropriate and cost effective program.  This type of personal interaction has proven to benefit our customers immensely by saving them time, and most importantly "money."

Mortgage approvals are subject to underwriting guidelines provided by the Federal Home Loan Mortgage Corp and Federal National Mortgage Association.

Contact a loan specialist at any branch of Carolina Bank or the Mortgage Department directly at 843-398-8417. 

 E-mail is not encrypted, please do not include any confidential information in your e-mails to Carolina Bank.

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