Investment Options 
We offer all the investment products you need to obtain your investment goals
 
 

Common Stocks*	Preferred Stocks*
Mutual Funds*	Corporate Bonds*
Municipal Bonds*	Certificates of Deposit*

 

Employer Retirement Planning 
Plans that allow the Employer and Employee to contribute Pre-tax money into their Retirement accounts. These plans also allow the Employer to reduce tax bills by making matching contributions to the Employees’ accounts.

 

401K Plan*

Individual 401K Plan*

 

College Planning 
Allows parents and/or Grandparents to save for their children’s or Grandchildren’s higher education while getting tax deferred growth on their investments.

529 Plan*

Coverdell Education Accounts*

Individual Retirement Planning 
Allows individuals to save for their Retirement years. These plans allow for tax deferred growth and some allow for tax free withdrawal.

 

Traditional IRA*

Roth IRA*

Wealth Transfer 
Assist Individual with designing a plan to transfer their assets to other people or entities to ensure their final wishes are met and that the assets are transferred in the most tax advantageous way.

 

Estate Planning*

Assets Movement Strategies*

 

Contact one of our Registered Representatives today.    Tim Williams, twilliams@carolinabank.net  or Vera Herbert, vherbert@carolinabank.net

Securities offered through Nexity Financial Services, Inc., Member FINRA/SIPC. CB&T Financial Services is not affiliated with Nexity Financial Services, Inc. In this regard, this communication is strictly intended for the individuals residing in the State of South Carolina.  No offers may be made or accepted from any resident outside the specific state referenced.  A broker-dealer “BD”, investment adviser “IA”, A BD agent, or IA Representative may only transact business in a state if first registered in that state, or is excluded or exempt from registration in that state as a broker-dealer, investment adviser, DB agent or IA Representative, as appropriate.  Follow-up, individualized responses to persons in a state by such a firm or individual that involve either affecting or attempting to affect transactions in securities, or the rendering or personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion.  For information concerning the licensing status or disciplinary history of a broker-dealer, investment adviser, DB agent, or IA rep, a consumer should contact his or her state securities law administrator.

*Securities are not FDIC insured, obligations of or guaranteed by Carolina Bank and involve risk, including loss of principal.

E-mail is not encrypted, please do not include any confidential information in your e-mails to Carolina Bank