Business Insurance

We are committed to a high standard of excellence in all that we do and to establish a firm relationship of mutual trust and service with each of our clients.

CB&T Financial Services has a combined 35+ years of experienced Licensed Agents available to help you today! For more information on how your business could benefit from our specialized approach call (843) 398-8415.


Jordan Lutz
Commercial Packages
(843) 398-8415

Timothy M. Williams
Employee Benefits
(843) 398-2873



  • Building and/or Contents for Owners and Tenants


  • General
  • Professional
  • Employer Practice
  • Cyber
  • Employee Benefit
  • Umbrella
  • Director & Officers

Worker’s Compensation

  • Protecting your employees


  • Business and/or Commercial Use

Other Products

  • Builders Risk
  • Boat
  • Flood
  • Earthquake
  • Bonds
  • Ocean Marine
  • Wind (Coastal Properties)

Health Insurance

  • Major Medical
  • Group Dental

Disability Insurance

  • Employer Sponsored Short Term and Long Term Plans
  • Voluntary Short Term and Long Term Plans

Life Insurance

  • Key Man Policies
  • Employer Owned (EOLI)
  • Employer Sponsored Term Life
  • Employee Voluntary Life


E-mail is not encrypted, please do not include any confidential information in your e-mails to Carolina Bank.

Access your policy or pay your premium online by selecting your company below:

Blue Cross Blue Shield

Blue Cross Blue Shield