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Mortgage Rates

30-Yr. Conv. Fixed: 3.371% APR
15-Yr. Conv. Fixed: 3.144% APR

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Business Savings Accounts

Exempt Savings

Reserved for Non Profits

  • $100.00 deposit to open
  • No Maintenance Fee regardless of the balance
  • Two Free withdrawals permitted per month
  • Accountholders must qualify as Non Profit Organizations
  • Interest is compounded daily and paid at the end of the quarter
  • Statements are issued and mailed out quarterly

Regular Savings

  • $100.00 deposit to open
  • No Maintenance Fee if the balance remains $100 or above
  • Two Free withdrawals permitted per month
  • Interest is compounded daily and paid at the end of the quarter
  • Statements are issued and mailed out quarterly

Carolina Bank has no control over information at any site hyperlinked to or from this Site. Carolina Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Carolina Bank of any information in any hyperlinked site. In no event shall Carolina Bank be responsible for your use of a hyperlinked site.

The following disclaimer is in regards to to our credit card webpages:

CONSUMER:

"The credit and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A Inc. and American Express. American Express is a federally registered service mark of American Express."

BUSINESS:

"The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc."

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Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Carolina Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact Carolina Bank directly at your nearest bank branch. Thank you.

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