Travel Tips

Everyone needs a vacation!  Traveling is exciting!  Road Trips can be fun!  Shopping Trips are even better! Whatever is in your plans, make sure you plan ahead financially as well.  Take a quick look at the list below to ensure plans go smoothly.

Best Practices when Planning a Trip (Out-of-State or Out of the Country)

  • For your protection, we monitor your debit card activity to watch for unusual activity.  There are times when we block different types of transactions or specific states due to fraudulent activity.     Notify us at least 48 hours prior to leaving on your trip. Tell us where you are traveling and the dates of your visit. This will help us prevent your card from being blocked while you are away.  You may notify your local branch of Carolina Bank or complete and submit a Travel Notification Form (link to new form below)
  • Contact your local office for a review of the daily limit and withdrawal restrictions associated with your debit card.
  • Whether at home, out-of-town or out of the country, take precautions when using an ATM.  Be aware of your surroundings, cover the keypad when entering your PIN and remember to retrieve your card after completing the transaction.  If you suspect the ATM’s card slot has been tampered with, don’t use it.
  • In the event your card is lost or stolen, make a copy of the front and back of the card and leave it at home with a trusted family member or friend.
  • Report any lost or stolen card immediately by contacting your local office of Carolina Bank or by calling 866-546-8273.
  • In case your card is lost, stolen or it will not work, we recommend that you carry a back-up means of payment – another card, cash or Traveler’s Checks.

Click here for our Debit Card Travel Notification Form