Personal Credit Cards
Choosing the right credit card is easier than ever. Whether you want to pay down balances faster,
maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
No matter which card you choose, you'll enjoy important features like:
maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
No matter which card you choose, you'll enjoy important features like:
- Convenient and flexible purchasing power. Accepted at millions of locations worldwide.
- Mobile Purchasing capability for added convenience.
- Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.
- Cardmember Service available 24 hours a day/365 days per year.
- Plus much more!
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Through its partnership with Elan Financial Services, Carolina Bank is able to offer these exciting cards with valuable benefits to its customers. Click here to calculate the best rewards card for you.
For existing credit card customers, click here to access your account.

The Perfect Checking Account for You
Our checking accounts are tailored to meet your needs. Whether you need something budget friendly or an interest bearing account with all the bells and whistles, we have the perfect account for you.
