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Checking Accounts

We Have a Checking Account for You

Our personal checking accounts offer a variety of features and benefits and are designed to meet different lifestyles and financial needs. Choose the one that meets your personal requirements.

Items, benefits, or services marked (*) may require an enrollment process or certain criteria to begin or utilize. These cards are created as a comparison tool for our customers. All final decisions should be made based off the information on the product specific page after tapping 'Explore' or from contacting a local Carolina Bank branch.  

1Benefits are available to personal checking account owner(s), their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. 

2Special Program Notes:  The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described.  Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions.  Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. 

3 Credit file monitoring may take several days to begin following activation.

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Your Carolina Bank Debit Card 24/7

Your Debit MasterCard from Carolina Bank comes with more features than ever. Manage your card from the Carolina Bank Mobile App, and you can setup some of our Advanced Card Controls. You can choose to be emailed, alerted via app or SMS texted of suspicious activity. You can also toggle the activation of lost or stolen cards with ease, preventing fraudulent use.

Explore Debit Cards