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Checking Accounts

We Have a Checking Account for You

Our personal checking accounts offer a variety of features and benefits and are designed to meet different lifestyles and financial needs. Choose the one that meets your personal requirements.

Items, benefits, or services marked (*) may require an enrollment process or certain criteria to begin or utilize. These cards are created as a comparison tool for our customers. All final decisions should be made based off the information on the product specific page after tapping 'Explore' or from contacting a local Carolina Bank branch.  

1 Benefits are available to personal checking account owner(s), their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.

3 Credit file monitoring may take several days to begin following activation.

4 Credit Score is a VantageScore 3.0 based on single bureau credit data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, it will then refresh on a monthly basis.

5 Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.

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Consumer Account Applications

Online Quicker Account Setup

Let us help you get the products and services that you need in a quick and organized fashion. Click the link below and fill out a Consumer Account Application form. Once the online form has been submitted, your local Carolina Bank branch can begin doing all the work involved in opening the account ahead of your visit, saving you precious time.