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Direct Deposit Account

Features and Benefits: 
  • No minimum deposit to open. Direct Deposit can be opening deposit
  • A maintenance fee of $3.00 will be charged each statement cycle (monthly)
  • Withdrawals are limited to over-the-counter withdrawals - No checks are issued on this account.
  • Allowed up to five (5) over-the-counter withdrawals per statement cycle*
*An excessive withdrawal fee of $0.50 will be charged for withdrawals in excess of five during a statement cycle
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Personal Lending with a Personal Touch

At Carolina Bank, we are here to help you fund life’s necessities and its pleasures. All decisions are made quickly by our experienced lenders who live in and understand our communities.

Explore Personal Loans