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SMART Senior Checking


Features and Benefits:
  • $100.00 deposit to open
  • Enhanced MasterCard Debit Card
  • One box of personalized checks at no charge per 12 month period
  • 24/7 access to Online Banking, BillPay and Telephone Banking at no cost
  • Identity Theft Protection Service and Cellular Telephone Protection
  • Interest paid on balances greater than $0.00
    • $3.00 Monthly Maintenance Fee
      • Fee reduced by $3.00
      • with e-Statement enrollment; or
      • by maintaining a $5,000.00 minimum daily balance; or
      • by earning a $3.00 Relationship Credit by maintaining a $25,000 combined Average Ledger Balance in the Checking, Savings, CD and IRA accounts linked to your profile
  • Optional $500 No Bounce Banking Overdraft Privilege after 30 day qualification period *subject to disclosed conditions
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Convenient Mobile Banking on the Go!

Check your balance, transfer funds, pay bills and much more wherever you are. You can even deposit checks with our secure Mobile App.

Explore Mobile Banking